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August 20, 2005
The Starting Point For New Investors

When investors first formed the stock market, stocks were traded and quickly grew to incredible profits. With every trade, more investors joined in this enterprise until stock market trading became a less risky adventure. Well, not really. Stocks are still as unpredictable as when the market was first formed. But, today, we have a slightly better understanding of how this market behaves. Before starting to invest in stocks, you should carefully examine this market to pick up trends and other warning signals.

The origin of the stock market was not nearly as well planned as God's creation of Earth. However, the stock market did make it through some incredible and turbulent times to get to where it is today. While the stock market still has lots of risks, the careful investor can learn to identify these signs and improve his techniques over time.

On "Day One", most investors just want to know a safe way to invest as little as possible in stocks and still get a decent return. Before you can light up your portfolio, you need to do some research about which stocks work best for your goals. For instance, are you looking for a long or short-term investment? Do you have $500 or over $20,000? Most beginner stock investors start with long-term investments. Long-term investments usually last longer than five years and involve volatile holding stocks or stock mutual funds that profit well over time. You don't need thousands of dollars to begin; many online brokers allow you to invest in long-term stocks with $500 or less. Some of these same brokers also permit you to make monthly payments of $25 or $50 by automatic withdrawal from a checking account.

Some investors prefer to get involved in less risky stocks and invest short-term. These low to medium volatile stocks generally come in a package and contain mutual funds that are held for a year or less. Many beginners end up transferring their long-term funds into short-term investments to cover some specific goals like funding a child's college tuition.

Assuming that stock will perform as you expect in a set amount of time is a mistake. The market doesn't work that neatly. If you count on a stock to be performing at an exact rate 10 years down the line, you may be disappointed. However, you can operate through some general guidelines that may help you know when to buy or sell your investments. Many of these guidelines involve simple equations such as the price-earning ratio (the price you paid should be less than the current market price) to tell you when to sell a stock for a profit.

Investing in stocks is a lot like riding the tide. Of course, going with the flow is never an easy thing to practice. Sometimes you might feel anxious to quickly get rid of stock prematurely or hold onto it for sentimental reasons. For these reasons, many new investors prefer to invest through an online broker such as Ameritrade.com or E*Trade. Other new investors find joining a club helpful since the group often thoroughly discusses stock performances and the market before making a move. If you have lots of money to invest, you may want to go with a large firm like Charles Schwab that has the manpower to carefully attend to your investments. To read more about how to start in the stock investment world, visit places online like WallStreet.com or Yahoo!Finance.

Copyright 2005 Miriam Amiro. All rights reserved.
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Miriam Amiro is the proprietor for FCL Investment Inc whichis the #1 resource for investment information on the Internet. For more info visit her complete archive of articles at: http://www.fclinvestment.com/
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